FAQ for Florida Self Storage
1. Do I need self-storage insurance in Florida?
Yes. Every facility owner in Florida should carry self-storage insurance to protect against wind, hail, hurricanes, theft, liability claims, and tenant losses. Even if your property is inland, hurricane-related claims can still impact you financially without coverage.
2. What does a self-storage insurance policy cover?
Most policies cover your buildings, roofs, contents, business income, liability, and equipment. Matt Mims Group also offers coverage for wind and hail, named storms, flood, and tenant insurance programs to ensure complete protection.
3. How much does self-storage insurance cost in Florida?
Rates vary depending on location, construction, and storm exposure. Properties in coastal counties like Miami-Dade, Broward, or Lee typically pay more due to wind exposure. However, Matt Mims Group shops every major storage insurance program in Florida to find the lowest possible rate.
4. Can I get insurance if my facility is near the coast or in a flood zone?
Yes. We work directly with underwriters who specialize in high-risk and coastal Florida properties. Even if you’ve been declined elsewhere, we can likely secure coverage through our access to programs such as Lloyds, SafePoint, and Lexington.
5. How long does it take to get a quote?
Most quotes are returned within 24 to 48 hours once you submit your property information. You can request your free quote anytime at https://www.mattmimsgroup.com/get-a-quote.
6. Do you insure multiple facilities or portfolios?
Yes. Matt Mims Group specializes in multi-location and master policy setups across Florida. Whether you own one property or twenty, we can combine them for better pricing and easier management.
7. Why should I use Matt Mims Group for my Florida self-storage insurance?
We’re a Florida-based brokerage that works with every self-storage insurance carrier in the state — not just one company. That means we negotiate directly with underwriters to get you the best price and terms possible.
Why Choose Us?
Owning a self storage facility in Florida means dealing with unique risks such as hurricanes, heavy storms, wind, and hail, which can make finding the right insurance both difficult and expensive. That’s why so many Florida self storage owners choose Matt Mims Group. We specialize exclusively in self storage insurance and have direct access to every self storage program in the country, giving our clients options that no single carrier or regional agency can match. Whether your facility needs wind and hail coverage at a more competitive rate, a policy that includes robust business income protection, or the ability to offer a master insurance policy, we can tailor coverage to fit your exact needs. Business income coverage is especially critical in Florida, where storm damage can leave facilities closed for weeks or even months, and our team makes sure your cash flow is protected during those times. As an independent broker, we don’t work for the carriers—we work for you. Our direct relationships with underwriters allow us to negotiate aggressively on pricing, coverage, and terms, ensuring you get the strongest protection available at the best value. For Florida storage owners, Matt Mims Group is the clear choice.
